At B9, your advance limit depends on a few key factors like how much you deposit, how often you get paid, your spending habits, and whether you’ve repaid previous advances or loans on time. These factors are reviewed regularly and your limit can go up or down based on your recent activity.
If you want to increase your advance limit, here are a few things that can help:
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Deposit more money into your B9 account — the more you deposit, especially if it’s $1,500 or more per month, the faster your limit may increase.
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Switch to the Premium plan. With Premium, your advance limit can go up to $750, while Basic users are capped at $100.
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Always repay your advances and loans on time. Late repayments can lower your limit or remove your eligibility altogether.
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Spend at least $100 on groceries with B9 card — it will boost your advance.
Your current available amount is displayed in the Wallet tab, and your limit may change at any time, at B9's discretion.
You can also use the Advance Calculator to review some of these factors and see how they may impact your eligibility: