If you're considering using the B9 Advance service, it’s essential to understand the eligibility requirements to ensure you can use the service responsibly and repay any advances on time. Here’s what you need to know:
Which States Are Eligible for B9 Advance?
- Eligible States: All states except Nevada.
- Nevada: Due to recent regulations on Earned Wage Access (EWA), B9 has suspended the offering of Earned Wage Access services to Nevada residents. B9 intends to obtain a Nevada license in the future. Although B9 Advance is not available in Nevada, other services such as the B9 account through Evolve Bank & Trust, fund transfers, and cashback on debit card purchases are still offered.
- Connecticut: B9 Advance services is available in Connecticut residents up to $200.
Advance Eligibility Criteria
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Deposits of $300 in the last 14 days:
- You must have received payroll direct deposits or benefits totaling $300 or more into your B9 Account over the past 14 days. This can include payroll direct deposits, government benefits or employer wages and salaries.
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Timely advance repayments:
- Any previous cash advances received through the B9 Advance service must have been repaid in full within 15 calendar days to qualify for a new advance. This ensures the service is used responsibly and advances are repaid on time.
Important Notes
- Eligibility criteria are subject to change and may vary based on location and other factors.
- For the most current information on eligibility requirements, refer to the B9 Terms of Service or contact B9 customer support.
By meeting these criteria, you can potentially qualify for a cash advance through the B9 Advance service. Using the service responsibly and repaying advances promptly helps you manage your finances effectively.
Not Seeing an Advance Offer?
If you received your payroll deposit but haven't received an advance offer, there could be a few reasons why:
- Deposit Recognition: The deposit may not have been recognized as a payroll deposit, or there could have been a system error preventing the advance from being offered. In this case, please contact our Customer Success Team at support@bnine.com for assistance.
- Eligibility: The deposit may not currently be eligible for the advance service. To increase your eligibility, consider adding additional sources of income, such as Doordash, Uber, Lyft, or other gig work.
- Location: If you are in Nevada, please note that B9 Advance is not available due to local regulations. We offer other services in Nevada, such as the B9 account through Evolve Bank & Trust, fund transfers, and cashback on certain debit card purchases.