Currently, we offer loans exclusively to our loyal users who are California residents. Loans are issued by B9, Inc., which holds a California Finance Lenders License (CFL) and operates as a licensed lender in the state of California (NMLS ID #2156167). B9 Terms and conditions apply. Approval is subject to credit eligibility and applicable regulations.
In other states, we do not provide consumer loans as defined by the Truth in Lending Act. Instead, our service grants early access to your earned wages through an Earned Wage Access (EWA) product. The amount of B9 Advance you receive depends on your anticipated wages. There are no interest charges on a B9 Advance, and we do not perform credit checks to determine eligibility. Additionally, we do not pull credit reports to determine eligibility for B9 Advance.
Please note that B9 Advance is not a consumer loan product, and the complete eligibility criteria for B9 Advance can be found here or within the Terms of Service.
If you have any further questions or concerns regarding B9 Advance, please feel free to reach out to our support team via the B9 app or email, and we will be happy to assist you.
Click here to learn How to get an advance