What is B9 Cashback?
B9 Cashback lets you earn rewards on eligible purchases when using your B9 card. You can earn up to 5% cashback by selecting 4 categories each month where you'll receive cashback rewards.
How do I activate Cashback?
- Open the B9 app and go to the Cashback section from the Menu.
- Activate cashback between the 25th of the previous month and the 24th of the current month.
- Choose 4 categories where you want to earn cashback. Once selected, categories are locked for the month.
- Use your B9 card to spend in those categories and track earnings in the Cashback section.
- Cashback is deposited daily into your Rewards Account and can be redeemed to your checking account anytime.
What cash back categories can I choose from?
You may choose 4 categories each month to earn cashback. Below are the available categories and their respective cashback rates:
| Category | Cashback Rate |
|---|---|
| 🎬 Movies | 5.0% |
| đź’‡ Beauty | 1.0% |
| đźš• Rideshare/Taxi | 1.0% |
| đź“š Book Stores | 0.5% |
| 🎮 Entertainment | 0.5% |
| 🍔 Fast Food Restaurants | 0.5% |
| đź’Š Pharmacy | 0.5% |
| 🍽 Restaurants | 0.4% |
Tip: Choose categories where you spend the most to maximize your rewards!
Is there a minimum amount to get Cashback?
There’s no minimum amount per transaction to earn cashback.
However, to start receiving cashback, you must spend at least $200 total in your selected categories within the month. Once you hit the $200 threshold, cashback will be credited to your Rewards Account based on eligible purchases.
After that, all future eligible cashback for the month will be credited daily as transactions settle.
When is cashback paid?
Cashback rewards are deposited daily into your rewards account, once eligible transactions are processed. You can redeem them to your checking account and use them however you like.
Why didn't I earn cash back on a purchase?
Possible reasons:
- The transaction’s Merchant Category Code (MCC) doesn’t match your selected category.
- MCCs are used to classify merchants and must align with your choices. You can find the MCC list in our Terms of Service.
*Merchant Category Codes (“MCCs”) - are four-digit numbers that a credit card issuer uses to categorize the transactions consumers complete using a particular card. Payment brands use merchant category codes to classify merchants and businesses by the type of goods or services provided in order to track and restrict transactions.
What if I report fraud or a lost/stolen card, will I be able to keep the cashback rewards that are attributed to the fraudulent activity?
- Fraudulent transactions: Cashback earned from unauthorized purchases will be voided.
- Legitimate transactions: Rewards from valid purchases will not be affected.
What happens if I return a purchase?
- If the cashback hasn’t been awarded yet: the reward will be canceled.
- If cashback was already awarded: the equivalent amount will be deducted from future rewards.
Can I earn cashback on donations, gift cards, or crypto?
These are usually classified as cash-like transactions and are not eligible for cashback rewards.
Can I change my categories mid-month?
No. Once you've selected your 4 categories, they are locked for the month. You can update them during the next activation window (25th–24th).