How does B9 Cashback work?
Cashback rewards allow you to earn money while you spend. With B9, you can earn up to 5% cashback on eligible purchases. Here’s how it works:
Step 1: Activate Cashback
Activate cashback in the Profile tab of the B9 app between the 25th of the previous month and the 24th of the current month. Select your preferred categories each month to earn cashback on your purchases.
Step 2: Start Spending
After activation, start spending toward your cashback rewards. You can track your earnings in the Cashback section of the app.
Step 3: Enjoy Your Rewards
Cashback rewards will be deposited into your rewards account daily if requirements are met. You can redeem them to your checking account and use them as you wish!
Why my spending doesn't count towards Cashback?
One of the common scenario is the transaction doesn't include correct MCC* code.
List of MCC codes for each category can be found here: Terms of Service
*Merchant Category Codes (“MCCs”) - are four-digit numbers that a credit card issuer uses to categorize the transactions consumers complete using a particular card. Payment brands use merchant category codes to classify merchants and businesses by the type of goods or services provided in order to track and restrict transactions.
When is cashback paid?
Cashback is deposited daily to your rewards account.
If I report a fraud on my account or my card as lost/stolen, will I be able to keep the cashback rewards that are attributed to the fraudulent activity?
- No, as part of our commitment to the security of our members, B9 will not hold you liable for any fraudulent purchases made on your account without your permission and will therefore void cashback rewards attributed to fraudulent activity.
- Cashback rewards attributed to legitimate activity will not be impacted by the fraud on the member’s account.
What happens to my cashback rewards if I return a purchase?
- In the event, that purchase is returned, voided, or canceled prior to the cashback being awarded to the member, the cashback rewards attributed to the return, voided, or canceled purchase will be voided and not deposited into the member’s account.
- In the event a purchase is returned, voided, or canceled after the cashback is awarded to the member, the cashback rewards attributed to the return, voided, or canceled purchase will negate an equal amount of cash back rewards to be awarded to the member in subsequent months until the balance of the returned, voided or canceled purchase cashback rewards is satisfied.
Will I receive cashback rewards for charitable donations, gift card purchases and deposits into crypto wallets?
- Unlikely as these will most likely be conducted as cash transactions and will therefore not be considered a purchase as required to be eligible for cashback rewards.
Can I change my cashback options?
You must select your categories each month, and once chosen, you cannot change them until the next month. Review your options carefully!