As a financial services app, B9 offers two different membership plans to its customers: Basic and Premium. Below, we’ll take a closer look at what each plan offers, how to switch between them, and important details to consider.
1. Basic Plan $11.99 per month (waived for the first 30 days)
The B9 Basic Plan provides access to the following services:
- B9 Account
- B9 Card
- Advance Deposit: Eligible users can receive advance deposits ranging from $30 to $100 upon meeting the requirements. *New users typically qualify for advances between $30 and $50, with an average approved advance of $82 (as of December 2023). See Terms of Services for additional terms, conditions, and eligibility requirements. Not available for Nevada residents.
Key Points:
- Fee Waiver: If you direct-deposit more than $5,000 per month (from one or multiple employers, or government benefits like SSI), your monthly fee will be waived.
- No Additional Fees: B9 does not charge extra fees for internal member-to-member transfers, ACH transfers, or the advance service. However, fees may apply for external wallet transfers and ATM withdrawals.
2. Premium Plan $19.99 per month
For those looking for additional benefits, the B9 Premium Plan includes everything offered in the Basic Plan, plus more.
Additional Benefits:
- Credit Report Access
- Credit Bureau Score & Score Simulator
- Premium Customer Support
- Higher Advance Limits: Eligible users can receive advances from $30 up to $500. *New users are usually offered between $30 and $50, with an average approved advance of $267 (as of December 2023). See Terms of Services for additional terms, conditions, and eligibility requirements. Not available for Nevada residents.
Switching to Premium: Go to the Profile tab in the B9 app, click on your current plan, and select the B9 Premium Plan. Follow the prompts to switch.
3. Premium 3 Months
For a limited-time offer, you can enjoy the Premium Plan at a 20% discount, reducing the cost to $16 per month when you pay for three months upfront (total of $48). This package includes all Premium Plan benefits while offering savings.
4. Free Plan
B9 will waive the membership fee for users who deposit $5,000 or more into their B9 account each month. This applies to both the Basic ($11.99) and Premium ($19.99) plans.
Key Points:
- Automatic Refund: Once you qualify, the next membership charge will be refunded to your Rewards account. Note that previous charges will not be refunded.
- Other Fees: Even with the membership fee waived, other fees such as ATM and external transfer fees may still apply.
Need Assistance?
B9 offers multiple support options for any questions or concerns:
- In-app Support: Use the support feature in the B9 app.
- Email: Reach out to support@bnine.com.
- Phone: Call B9 customer service at (888) 297-5504.
No matter which plan you choose, B9 is committed to providing a reliable and convenient financial services platform.
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